Ideas for Cutting Your Expenses

When you can't face getting a second job, take aim at your current expenditures. Here's a starter list from Katy McColl of ways you can trim your spending. Add to it!

1. Can you reduce your monthly overhead-by getting a cheaper apartment, a cheaper car, and lower interest rates on everything?
2. Can you order brewed coffee instead of lattes?
3. Purchase your cigarettes over the internet, or better yet, quit?
4. Are you ordering top-shelf liquor instead of Popov at bars that make you pay a premium for “ambience”?
5. Use the treadmill at the fancy gym instead of the YMCA.
   
6. Learn to use public transportation; you'll be able to finish that book you've been reading on the bus.
   
7. Eat out less and eat less; lose weight in the process.
   
8. Other ideas?? Add them here!
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• What creative ways--big or small--have you found to trim expenses? Share them!